Beat the crowds|Gulf-front balcony|Book now

The summer rush is over and the Gulf is all yours. Fin's Up at Splash Beach Resort has late August through mid-October dates available now. Gulf-front balcony, water park, heated pools, and free beach service through October 31. Sleeps up to 6. Extended stay discounts available.

The Summer Rush Is Over. The Gulf Is All Yours.

Panama City Beach in August, September and early October is one of the Emerald Coast's best kept secrets — warm Gulf water, lighter crowds, shorter lines at the water park, and that stunning Gulf-front balcony at Fin's Up with nothing but open water as far as you can see. No school calendars. No peak season chaos. Just you and one of the best views on the entire Florida Panhandle.

Welcome to Fin's Up — your Gulf-front home base for the season savvy travelers keep all to themselves.

--> Everything You Need to Hit the Ground Running

This isn't a bare-bones rental where you're scrambling for beach chairs and digging through empty cabinets. We've packed in real value so you can focus on what matters — making memories.

*Sleeps up to 6 — King in the master, queen in the guest room, queen sleeper sofa in the living room. Maximum occupancy is 6 guests, including children and infants
*Private Gulf-front balcony — Unobstructed emerald water views that stretch to the horizon, perched high above the resort with nothing between you and the Gulf
*FREE Beach Service (March 1–Oct 31) — Two reserved Gulf-front loungers and umbrella waiting for you every morning ($400 value, included!)
*Full Resort Water Park Access — Slides, lazy river, splash pad, and tipping bucket — and with smaller Fall crowds, the kids basically have it to themselves
*Heated pools — Because the fun doesn't stop when the weather cools
*Beachfront hot tub — Soak in bubbles with panoramic Gulf views
*Smart TVs throughout — 55" in the living room, 43" in both bedrooms, all WiFi connected
*Fully equipped kitchen — Stainless appliances, granite countertops, Keurig, and everything you need to cook
*Starter pack included to get you settled — Dish soap, paper towels, toiletries, and laundry detergent for your first day
*Linens and towels provided — Fresh bed linens, one bath towel set per guest, and one beach towel per guest

--> The Resort: Splash Beach Resort

You're not just booking a condo — you're booking into one of Panama City Beach's premier beachfront resorts. Splash Beach Resort delivers a full vacation experience the moment you arrive:

*Multi-level water park with slides, lazy river, splash pad, and tipping bucket
*Heated Gulf-front pools — perfect for year-round soaking
*Beachfront hot tub with sweeping Gulf panoramas
*On-site dining at Riptide Bar & Grill (seasonal) and CoCo Loco's (year-round) — pub fare, cocktails, coffee, pizza, and ice cream all steps from your door
*Fitness center for those who want to keep their routine on vacation

--> The Location: Best of Both Worlds

Tucked on the peaceful west end of Panama City Beach, you get the best of everything — tranquil surroundings without sacrificing convenience:

*1.5 miles to Pier Park — PCB's premier shopping, dining, and family entertainment destination
*15 minutes to Scenic Highway 30A — world-class beaches, chef-driven restaurants, and boutique charm
*Souvenir shop right across the street — because you will need one

--> Good to Know

*To keep Fin's Up a great experience for every guest, we ask that all visitors respect a no parties/events policy, honor the maximum occupancy of 6 guests — including children and infants — and note that the property is pet-free. These simple guidelines help us maintain the quality and care that our guests deserve — and come back for.

--> A Note About Upcoming Resort Construction — We Believe in Full Transparency

We want you to book with complete confidence, so here is exactly what is happening at Splash Beach Resort during your potential stay and how it affects — or more accurately, does not affect — your experience at Fin's Up.

*Starting September 8, 2026, the resort's exterior restoration contractor will begin work on the outer faces of both buildings. Here is what that means for you:

*Your balcony is completely unaffected for all currently available dates. Balcony closures do not begin until October 19th at the earliest — well after our last available booking date in October
*The west pool, hot tub, and splash pad remain fully open throughout your entire stay
*The kiddie pad near the east tower will be temporarily closed beginning September 8th for the duration of the restoration project
*The east pool and lazy river will remain open through October 18th — fully available for all currently bookable dates
*There may be some daytime construction activity and equipment visible on the outer faces of the building, which we want you to know about in advance

The bottom line: your Gulf-front balcony view is untouched, the pools and water park are open, and the only meaningful change to the resort experience is the temporary closure of the east side kiddie pad. We believe you deserve to know exactly what to expect — and we're confident that once you're standing on that balcony watching the Gulf, the rest fades into the background.

--> Late August, September and Early October Still Have Availability. Don't Sleep on This.

The crowds are gone, the Gulf is warm, and Fin's Up has dates available right now through October 18th. Whether you're looking for a long weekend, a full week, or an extended fall escape, this is your window. Extended stay discounts are available for longer bookings — the longer you stay, the more you save.

The summer is over. The best part of the year at PCB is just getting started.

Book Fin's Up today and start your countdown to the Gulf.